Category

Benefit

Professional Liability Insurance (Malpractice)

Professional liability insurance is provided by the University’s insurance program for activities that are required to complete an ACGME-approved program of medical education. The same policy also covers Strong Health moonlighting activities. During rotations to other hospitals, coverage is provided by the affiliated hospital. The coverage form is claims-made and is modified to include “Tail” Coverage.

Health Care Plans

Effective the date of appointment. Choice of 4 plans that provide hospital, surgical, and medical coverage.

Dental Assistance Plan

Traditional Dental Assistance Plan is available upon appointment. Assists with preventive, as well as basic and major restorative dental expenses. Medallion Dental Plan is offered during Open Enrollment period for coverage effective January 1. This plan provides a higher schedule of benefits; trainees contribute a share of the premium.

Flexible Spending Accounts (FSA)

Allows trainees to put aside money tax-free to cover eligible out-of-pocket medical/dental or dependent care expenses. FSA elections must be made during the fall open enrollment for the next calendar year.

University-Paid Basic Term Life Insurance

Coverage equal to 150% of annual salary, with minimum of $15,000 ($7,500 if part-time) and maximum of $50,000 ($25,000 if part-time). Paid for by the University.

Employee-paid Optional Group Life Insurance

May enroll for Group Universal Life (GUL) or Group Optional Term (GOTL) coverage of 1 to 6 times annual salary, up to a maximum of $1,500,000 immediately upon appointment. Paid for by the trainee. If optional GUL or GOTL is elected, you are also eligible to purchase Group Term coverage for your spouse/domestic partner and dependent children.

Sick Leave Plan for Short-Term Disability

Full salary is continued during sick leave for up to the full period of the one-year appointment or according to the University’s schedule under the Sick Leave Plan for Short-Term Disability, whichever provides the greater benefit.

Long-Term Disability (LTD) Plan

When totally disabled for more than six months, guarantees 60% of covered salary. Paid for by the University for trainees. Benefits are provided until normal social security retirement age. Graduating house staff officers are able to convert to an individual policy, up to $3,000/month, without any medical underwriting.

Supplemental Disability Insurance

URMC house staff officers can apply for a supplemental policy during their program. Coverage can raise coverage beyond 100% of income and defer as much as $9,000/month of guaranteed coverage to protect future earnings. Medical and financial underwriting is required during the initial application process. Coverage can provide lifetime benefits and a selection of options.

Maternity Coverage

Six to eight weeks of paid maternity leave are provided to residents under the University's disability insurance plan.

Vacation

Trainees receive four weeks of vacation per year. VAdditional time for attendance at scientific or medical meetings may be allowed at the discretion of the Department.

Retirement Program

Trainees are immediately eligible to make voluntary tax-deferred contributions to TIAA-CREF and/or Mutual Funds (T. Rowe Price, Vanguard, and Fidelity), but are not eligible to receive a University Direct Contribution.

Tuition Benefits for Self

Full-time residents and fellows are eligible upon appointment for tuition waiver at the U of R for up to 2 credit courses in each relevant period (e.g., semester or summer).

Tuition Benefits for Spouse

Spouses/domestic partners of full-time residents and fellows are eligible upon appointment for tuition waiver at the U of R for 1 course in each relevant period at 50%.

Leave of Absence

Trainees may be eligible for Family Medical Leave Act or the University’s Leave of Absence program. Detailed information is available in the Resident Manual, which is available on the GME website.

Effect of Leave on Training

Any Leave of Absence, Short-Term Disability or other time off which results in the trainee's failure to meet the minimum requirements for training time set forth by the appropriate board will result in an extension of the trainee's training program.

Lab Coats

Three lab coats are provided to new trainee at orientation. Three lab coats are provided each year to continuing trainees in January/February and in selected programs for continuing trainees a combination of lab coats and scrubs. No laundry services are provided.

Athletic Facilities

All employees of Strong Memorial Hospital are eligible to join the Medical Center's Fitness & Wellness Center, or the Robert B. Goergen Athletic Center on River Campus.

Meals

The GME Office provides $7/meal for scheduled in-house, overnight call.

Credit Union

Employment by the University entitles you to become a member of the Advantage Federal Credit Union.

Short-Term Loans

The Office for Graduate Medical Education can assist you in securing a short-term, interest-free loan of up to $500, as available.

Life Support Training

Strong Memorial Hospital will pay for trainee training in BLS, ACLS, ATLS, NRP, or PALS as deemed necessary by the program.

Photocopy Card

A full-service medical library is housed in the Medical Center with free photocopy privileges and each resident receives $20.00/year on their ID for copying.

ACP Membership

Annual membership is paid to the American College of Physicians. Numerous journals are included in the membership.

Retreat

Interns attend off-site day retreat.